UNDER CONTRACT. Seller will allow a Veteran or non-Veteran to assume his VA loan at 3.625%. Also, Seller will finance $92,500 to cover most of "gap" difference between VA loan assumption and sale price.
No HOA. Price improvement.
Realtor Property Resource (RPR) rates the Grade and Middle schools as a 10 out of 10 and the High School as a 9 out of 10. Note redistricting occurring in Anne Arundel County does not affect local schools. Crofton Woods Elementary, Crofton Middle and Crofton High School.
Assumable VA home loan with 3.625% fixed rate, 30-year loan. 27 year remaining. VA loan balance, approximately $515,527. Monthly mortgage payment $3,137.77. Seller will allow a non-Veteran to assume his VA home loan. Also, to help with "gap" between VA loan assumption and sale price---Seller will hold $92,500 note at 4.5% interest, amortized over 20 years.
Located on flat 1-acre lot surrounded by towering trees, this incredible 4-bedroom, 3-full bathroom, 3,178 living square foot gem offers the perfect blend of peaceful privacy and unbeatable convenience, complete with above-ground saltwater pool (12K gallon), and sprawling patio - ideal for hosting unforgettable gatherings or simply unwinding in nature. House Generator conveys---runs all essential items, water, refrigerator, A/C, water heater and most lights.
New well, new Water Treatment System. Roof is 10 years old. Hot water heater is 5 years old. Home Warranty paid by Seller up to $650---Buyer's choice. Home is sold "as is".
Revenue opportunities. Current Owners rent out Basement for $1,795 a month (note Renter has moved out). Also rent out land around 2nd driveway for storage of boats, RV, etc for total of $850 a month---month to month . (See attached documents for current revenue details).
Inside, discover a spacious eat-in galley kitchen with a closet and a walk-in pantry, accessible through a practical mudroom/laundry area. The large owner's suite is your private haven, featuring its own full bath, a cozy sitting area, and direct access to the pool deck. 2nd large bedroom on main level. Large full bathroom in hallway on main level (full bathroom #2). Downstairs, a fully finished basement retreat awaits--complete with a wet bar, bonus room with indoor hot tub ventilation, a full bedroom, and a separate entrance--perfect for an in-law or au pair suite! Also has a gas fireplace.
Plus, the home is equipped with a whole-house generator, ensuring peace of mind during summer storms. Also, conveys 4 external camera security system which reports to your cell phone---no monthly or annual fees. All of this, just minutes from the new Crofton High School, the Villages at Waugh Chapel, MD-3, Route 301, and I-97--a commuter's dream with the tranquility of wooded living. Fort Meade NSA - Approximately 8 miles away.
Home sold "as is". Seller will pay for Home Warranty up to $650 of Buyer's choice.
